How to Use the PayPal Fee Calculator
This calculator shows PayPal's goods and services fees across 201 supported countries and territories. Select your country, pick a transaction type, and choose one of three calculation modes to find fees, required send amounts, or net receive amounts.
Selecting Your Country
Open the Country/Region combobox and type to search through 201 PayPal-supported markets. Each country shows its local currency symbol alongside the name. Rates are country-specific, even when countries share the same currency. For example, Germany and France both use the Euro but charge different percentage fees.
The transaction type dropdown updates dynamically after selecting a country, showing the exact percentage and fixed fee for each type. For example, after selecting the United States, the dropdown shows rates from PayPal's official US fee schedule and printable PDF:
- Standard Domestic (3.49% + $0.49)
- Credit/Debit Card (2.99% + $0.49)
- International (4.99% + $0.49)
Choosing a Transaction Type
After selecting a country, pick a transaction type from the dropdown:
- Standard Domestic: Standard PayPal checkout and balance payments within your country
- Credit/Debit Card: Payments made with a card through PayPal (often a lower rate)
- International: Cross-border transactions (highest rate due to currency conversion and cross-border fees)
Calculation Modes
The calculator has three tabs. Results are preserved when you switch tabs, so you can compare different modes without re-entering data.
Calculate Fee
Enter a transaction amount to see the total PayPal fee and what you actually receive.
Example: A $100 sale in the United States using Standard Domestic:
- Percentage fee: 3.49% of $100 = $3.49
- Fixed fee: $0.49
- Total PayPal fee: $3.98
- You receive: $96.02
Formula: fee = (amount × percentage / 100) + fixedFee
Amount to Send
Enter the amount you want the recipient to receive after fees. The calculator works out the gross amount you need to send.
Example: You want someone in the United States to receive exactly $100 via Standard Domestic:
- Required send amount: $104.12392
- PayPal fee deducted: $4.123925
- Recipient receives: $100
Formula: amountToSend = (desiredAmount + fixedFee) / (1 - percentage / 100)
You Receive
Enter the amount you are sending to see what remains after PayPal deducts its fee.
Example: You send $100 from the United States via Standard Domestic:
- PayPal fee: $3.98
- You receive: $96.02
Formula: received = sendAmount - (sendAmount × percentage / 100) - fixedFee
Fee Breakdown Table
After each calculation, a detailed breakdown table appears below the result showing:
| Item | What it shows |
|---|---|
| Transaction Type | The selected type with percentage and fixed fee |
| Transaction Amount | The input amount (send, desired, or transaction amount) |
| Percentage Fee | The rate applied (e.g., 3.49%) |
| Fixed Fee | The flat fee for that country and type |
| Total PayPal Fee | The complete fee in red |
| Final Amount | What you receive or need to send in green |
Precision and Notation Settings
Use the settings bar above the tabs to control how results display:
- Decimal places: Adjust from 0 to 16 decimal places (default is 8)
- Notation: Switch between auto, fixed, exponential, and engineering notation (default is auto)
Your decimal places and notation settings save to your browser automatically. When you return to this calculator, your last chosen format loads without needing to adjust it again.
Supported Countries and Territories
The calculator covers all 201 countries and territories where PayPal operates, per PayPal's official country list:
| Region | Countries |
|---|---|
| North America | United States, Canada, Mexico |
| Europe | Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom, Albania, Andorra, Azerbaijan, Belarus, Bosnia and Herzegovina, Faroe Islands, Georgia, Gibraltar, Greenland, Iceland, Liechtenstein, Moldova, Monaco, Montenegro, North Macedonia, Norway, San Marino, Serbia, Svalbard and Jan Mayen, Switzerland, Ukraine, Vatican City |
| Asia Pacific | Australia, China, Hong Kong, India, Indonesia, Japan, Malaysia, New Zealand, Philippines, Singapore, South Korea, Taiwan, Thailand, Vietnam, Armenia, Bahrain, Bhutan, Brunei, Cambodia, Cook Islands, Fiji, French Polynesia, Kazakhstan, Kiribati, Kyrgyzstan, Laos, Maldives, Marshall Islands, Micronesia, Mongolia, Nauru, Nepal, New Caledonia, Niue, Norfolk Island, Oman, Palau, Papua New Guinea, Pitcairn Islands, Qatar, Samoa, Saudi Arabia, Solomon Islands, Sri Lanka, Tajikistan, Tonga, Turkmenistan, Tuvalu, United Arab Emirates, Vanuatu, Wallis and Futuna, Yemen |
| South America | Argentina, Bolivia, Brazil, Chile, Colombia, Ecuador, Falkland Islands, French Guiana, Guyana, Paraguay, Peru, Suriname, Uruguay, Venezuela |
| Central America & Caribbean | Anguilla, Antigua and Barbuda, Aruba, Bahamas, Barbados, Belize, Bermuda, British Virgin Islands, Cayman Islands, Costa Rica, Dominica, Dominican Republic, El Salvador, Grenada, Guadeloupe, Guatemala, Honduras, Jamaica, Martinique, Montserrat, Netherlands Antilles, Nicaragua, Panama, Saint Kitts and Nevis, Saint Lucia, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos |
| Middle East & North Africa | Algeria, Egypt, Israel, Jordan, Kuwait, Morocco, Tunisia |
| Sub-Saharan Africa | Angola, Benin, Botswana, Burkina Faso, Burundi, Cameroon, Cape Verde, Chad, Comoros, Congo, Democratic Republic of the Congo, Côte d'Ivoire, Djibouti, Eritrea, Ethiopia, Gabon, Gambia, Guinea, Guinea-Bissau, Kenya, Lesotho, Madagascar, Malawi, Mali, Mauritania, Mauritius, Mayotte, Mozambique, Namibia, Niger, Nigeria, Réunion, Rwanda, São Tomé and Príncipe, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, Saint Helena, Eswatini, Tanzania, Togo, Uganda, Zambia, Zimbabwe |
Please note: Countries without local PayPal pricing fall back to US rates.
Supported Currencies
PayPal supports 24 settlement currencies, per PayPal's developer documentation. The calculator displays the correct symbol for each country:
| Currency | Symbol | Countries |
|---|---|---|
| US Dollar | $ | United States and most other countries |
| Euro | € | Eurozone and EUR-using countries |
| British Pound | £ | United Kingdom |
| Japanese Yen | ¥ | Japan |
| Australian Dollar | A$ | Australia and AUD territories |
| Canadian Dollar | C$ | Canada |
| Chinese Yuan | ¥ | China |
| Swiss Franc | Fr. | Switzerland, Liechtenstein |
| Swedish Krona | kr | Sweden, Svalbard and Jan Mayen |
| Norwegian Krone | kr | Norway |
| Danish Krone | kr | Denmark, Faroe Islands, Greenland |
| New Zealand Dollar | NZ$ | New Zealand and NZD territories |
| Singapore Dollar | S$ | Singapore, Brunei |
| Hong Kong Dollar | HK$ | Hong Kong |
| Mexican Peso | Mex$ | Mexico |
| Brazilian Real | R$ | Brazil |
| Polish Zloty | zł | Poland |
| Czech Koruna | Kč | Czech Republic |
| Hungarian Forint | Ft | Hungary |
| Israeli Shekel | ₪ | Israel |
| Malaysian Ringgit | RM | Malaysia |
| Philippine Peso | ₱ | Philippines |
| New Taiwan Dollar | NT$ | Taiwan |
| Thai Baht | ฿ | Thailand |
Common Use Cases
Pricing a Product
You sell a handmade item for $50 and want to know what PayPal takes:
- Select Calculate Fee
- Enter 50
- Choose your country and Standard Domestic
- Fee appears instantly with the net amount you keep
Sending an Exact Amount
You owe a freelancer exactly $500 and need to cover the fee yourself:
- Select Amount to Send
- Enter 500 as the desired amount
- Choose the appropriate country and transaction type
- The calculator shows the exact gross amount to send
Quoting a Client
A client pays you $1,000 via PayPal. Before accepting, check what you actually receive:
- Select You Receive
- Enter 1000
- Select your country and transaction type
- See the net amount after all fees
Comparing Transaction Types
Card payments often cost less than standard domestic in many countries. Switch transaction types on the same amount to compare fees side by side.
Tips for Accurate Calculations
- Pick the correct country: Rates differ significantly across countries for the same transaction type
- Choose the right transaction type: Card payments and international transfers have different rates than standard domestic
- Check the breakdown table: It shows both percentage and fixed components so you understand how the fee is calculated
- Use Amount to Send for invoicing: When you need the recipient to get an exact figure, this mode prevents shortfalls
Troubleshooting
Please enter valid numbers
This appears when the input contains non-numeric characters. Enter a valid number without currency symbols or commas.
Values must be positive
All amounts must be greater than zero. Enter a positive number.
Amount too small to cover fees
This appears when the total fee (percentage + fixed) exceeds your input amount, leaving nothing to receive. Enter a larger value.
Fee percentage must be less than 100% for this calculation
This rare error appears in the Amount to Send mode if the fee percentage is 100% or higher, which would require division by zero.
Results do not match PayPal's invoice
Rates change by country and PayPal occasionally updates pricing. This calculator uses the latest verified rates from PayPal's official fee schedules. If you see a discrepancy, verify your country and transaction type selections match how the payment was actually processed.